Sub-account
MTN Mobile Money
nine of the nine bookmakers on this ledger publish it, which is 100% of the roster.
What this rail is
- Kind
- wallet
- How widely it is taken
- universal
- Books publishing it
- 9
- Lowest deposit anywhere
- GH₵1.00
- Lowest withdrawal anywhere
- GH₵1.00
Taken universal. nine of the nine bookmakers on this ledger publish a row for it, which is 100% of the roster.
MTN held 72.51% of Ghanaian mobile voice subscriptions, NCA June 2026. Voice subscriptions, not mobile money accounts. MTN's share of mobile money specifically is higher still, but no current first-party split was found, so do not print a MoMo-specific percentage.
Across the entries posted against it, the smallest deposit anybody publishes on it is GH₵1.00 and the smallest withdrawal is GH₵1.00. Those are the lowest figures among the books that publish one rather than the lowest in the market, because several publish nothing.
A minimum kyc mobile money wallet cannot take more than GH₵3,000 in a day, more than GH₵10,000 in a month, or hold more than GH₵5,000 at once.
On charging, the research recorded that it is free at every operator that publishes a position.
Reach. MTN held 72.51% of Ghanaian mobile voice subscriptions, NCA June 2026. Voice subscriptions, not mobile money accounts. MTN's share of mobile money specifically is higher still, but no current first-party split was found, so do not print a MoMo-specific percentage.
The entries
| Bookmaker | Cashier row | In from | Out from | Ceiling | Charge | What the operator says about speed |
|---|---|---|---|---|---|---|
| SportyBet | MTN Mobile Money Recorded | GH₵1.00 | GH₵1.00 | no entry | free | instant under GHS 7,500 per transaction |
| Betway | MTN Mobile Money Recorded | no entry | no entry | no entry | no entry | no entry |
| Premier Bet | MTN Mobile Money Recorded | no entry | no entry | no entry | no entry | winnings paid within 24 hours of the final result |
| BetFox | MTN Mobile Money Recorded | GH₵1.00 | GH₵2.00 | no entry | free | in most cases instant |
| MSport | MTN Mobile Money Recorded | GH₵1.00 | no entry | no entry | free | no entry |
| Bangbet | MTN Mobile Money Recorded | no entry | no entry | no entry | no entry | within a few seconds, processed 24/7 |
| betPawa | MTN Mobile Money Recorded | GH₵1.00 | no entry | GH₵25,000 | 1% withdrawal fee charged by betPawa; deposits free | instant |
| Soccabet | MTN Mobile Money Recorded | no entry | no entry | no entry | no entry | instant |
| Wiwi Casino | Mobile Money Recorded | GH₵1.00 | GH₵1.00 | no entry | free | instant |
What sits above every operator on this rail
The wallet ceiling, set by the Bank of Ghana
A minimum kyc mobile money wallet cannot take more than GH₵3,000 in a day, more than GH₵10,000 in a month, or hold more than GH₵5,000 at once. The monthly figure is the one that actually stops a large payout, and it is the one people try to work around: asking for the money in daily instalments clears the daily ceiling and runs into the monthly one anyway. Upgrading the wallet removes it outright, because monthly value is unlimited above the lowest tier, and takes the daily ceiling to GH₵25,000 at enhanced kyc. These limits are set by the Bank of Ghana and took effect on 1 March 2024.
| Tier | In a day | In a month | Balance |
|---|---|---|---|
| Minimum KYC | GH₵3,000 | GH₵10,000 | GH₵5,000 |
| Medium KYC | GH₵15,000 | no limit | GH₵40,000 |
| Enhanced KYC | GH₵25,000 | no limit | GH₵75,000 |
A null in the monthly column means unlimited at that tier rather than unknown. No government levy sits on a mobile money transfer today. The electronic transfer levy was repealed on 2 April 2025 under the Electronic Transfer Levy (Repeal) Act, 2025 (Act 1128).
Where the rail facts were read from
- https://www.sportybet.com/gh/help?nav=others
- https://momo.mtn.com/api/
- https://nca.org.gh/wp-content/uploads/2026/07/Monthly-Industry-Voice_June_2026.pdf
Questions about MTN Mobile Money
What is the smallest deposit on MTN Mobile Money at a Ghanaian bookmaker?
GH₵1.00, which is the lowest figure published on this rail by any bookmaker in the ledger. Not every book publishes a minimum, so this is the lowest of the ones that do rather than the lowest in the market.
What is the smallest withdrawal on MTN Mobile Money?
GH₵1.00. Withdrawal minimums are published far less often than deposit minimums in this market, so the sample behind this is smaller than it looks.
Is there a limit on what a MoMo wallet can receive?
A minimum kyc mobile money wallet cannot take more than GH₵3,000 in a day, more than GH₵10,000 in a month, or hold more than GH₵5,000 at once. The monthly figure is the one that actually stops a large payout, and it is the one people try to work around: asking for the money in daily instalments clears the daily ceiling and runs into the monthly one anyway. Upgrading the wallet removes it outright, because monthly value is unlimited above the lowest tier, and takes the daily ceiling to GH₵25,000 at enhanced kyc. These limits are set by the Bank of Ghana and took effect on 1 March 2024.
Which bookmakers do not offer MTN Mobile Money?
Every bookmaker on this ledger publishes it.